Gerarda White-Penny (left) and daughter London Penny.

Bonnie Lou White and Gerarda White-Penny had a perfect life.  Mother and daughter lived together, each doing their part to get by.  Things changed rapidly after Bonnie Lou White wrote her will and trust, and a cousin found out she wasn’t a beneficiary.

The cousin petitioned the probate court in 2017, and the probate quickly bypassed any claim the cousin thought she had. But that wasn’t the end of it. Probate court officials immediately took over anyway, took out a $900,000 reverse mortgage and installed new doors, windows and floors, all at White’s expense.

After the upgrades, the court was gracious enough to allowed White to live in her home a few months before the conservator moved White to a nursing home.

White…